ENGECON Term Var CST 19 (the first letters of the names x, y)

Topic: "The necessity and nature of the loan. Functions and credit laws. The basic forms and types of credit."

TABLE OF CONTENTS
Introduction
1.Kredit and its functions
1.1.Neobhodimost and nature of the loan
1.2. The main functions of the credit and the basic principles of lending
1.3. Forms and classification of loan
2. The current state of the credit market
2.1.Potrebitelsky credit: Terms
2.2.Kreditnaya card- new type of lending in Russia
2.3.Napravleniya improve the credit system in Russia
3. Practice
"Fee and commission - brokerage operations of the bank"
Task № 2. Commercial bank interest on the remaining balance on the current account of the client is charged on a quarterly basis according to the formula chronological average. The balance of the account as of January 1 is 60.88 rubles. In January, admission to the account exceeded write-off: 10, 20 and 30, respectively, in the amount of 2 thousand., 4 ths. and 3 thousand rubles .; in February - in the same period in the amount of 5 thousand rubles., 5 thousand rubles. and 6 thousand rubles .; in March - the same dates Po 7 thousand. To determine the amount of accrued interest for the 1st quarter when the annual rate of 2.5% per annum determined.
"The active operations of the bank"
Task №9. Consumer credit issued in the amount of 116 thousand. Rub. open for 3 years at a rate of 5.5% per annum. Repayment should be carried out in equal installments. Determine the cost of the loan, repay the amount and size of contributions, if the repayment of the loan will be carried out; a) on a quarterly basis; b) monthly.
Conclusion List of used References