Financial mathematics (answers to Synergy tests)

Financial mathematics (answers to Synergy tests) 30 questions score 70 points

If two payments (50 thousand rubles with a period of 90 days and 100 thousand rubles with a period of 180 days) are replaced by one with a period
270 days, then the amount of the consolidated payment using a simple interest rate of 20% is ...

160 thousand rubles
180 thousand rubles.
140 thousand rubles
200 thousand rubles.

Continuous accrual of interest is the accrual of interest ...

daily
hourly
every minute
for an unfixed period of time

If the company received a loan in the amount of 2,000 thousand rubles. for a period of 2 years at 10% per annum and repaid the loan in equal amounts, and payments of the principal debt and accrual of interest were made at the end of each year, the amount of interest for the loan was ...

600 thousand rubles
300 thousand rubles.
200 thousand rubles.
500 thousand rubles

Compound interest calculation is preferable when ...

short-term financial transactions
the term of the financial transaction in one year
long-term financial transactions

Simple interest is used in cases ...

interest payments as they accrue
interest is added to the amount of debt
loans with a duration of more than one year

If the debt is paid in equal repayment payments, then during the entire loan term the principal repayment amount ...

increases and the amount of interest decreases
decreases and the amount of interest increases
and the amount of interest decreases
and the amount of interest increases

If the accrued sum of the usual post-numerando rent is equal to 480 thousand rubles, and the interest rate is 10%, then the accrued sum of the usual pre-numerando rent is equal to ...

628 thousand rubles
528 thousand rubles
428 thousand rubles.
488 thousand rubles.

The formula for the accrued sum S of simple prenumerando annuity has the form: ... (where: R is the sum
annuity payments for the year; i - interest rate; n is the term of the rent in years; j is the nominal interest rate; m - the number of interest accruals per year)

If the rent reduction coefficient is 5.6 and the annual term is 200 thousand rubles, then the present value of the rent is ...

1,120 thousand rubles.
RUB 2,120 thousand
RUB 3,120 thousand
4,120 thousand rubles.

If the loan in the amount of 100 thousand rubles. take for 2 years at 20%, then the amount to be returned is ...

120 thousand rubles
130 thousand rubles.
150 thousand rubles.
144 thousand rubles

If the contribution of 200 thousand rubles. opened for a year at a nominal rate of 20% with interest accrued 2 times a year, then the amount to be returned is equal to ...

252 thousand rubles
242 thousand rubles
240 thousand rubles
244 thousand rubles.

If the loan in the amount of 100 thousand rubles. must be repaid within four years in equal parts, then repayment of the principal debt in equal amounts annually will amount to ...

25 thousand rubles
30 thousand rubles.
35 thousand rubles.
40 thousand rubles.

If a loan in the amount of 1 100 thousand rubles. must be repaid within two years in equal installments, then interest payment for the second year will be ...

5 thousand rubles.
10 thousand rubles
15 thousand rubles.
20 thousand rubles

A complete list of options for the order of repayment of the principal debt - ...

amortization and one-time repayment
amortization repayment and repayment by periodic installments
repayment in periodic installments and lump sum repayment
repayment in periodic installments, amortization and lump sum repayment

The term of a financial transaction n according to the scheme of simple discount rates is determined by the formula ...
(where: P is the initial loan amount; S is the accrued loan amount; i is the interest rate; d is the discount interest rate; t is the loan term in days; n is the loan term in years; K is the time base)

For a bank, the amortization option of debt repaymen