Insurance. Exam RIU - DSR96 (4 jobs)

The seller is blocked and sales of the product are suspended

Task № 1. Determine how the relation interconnected risky net rate and ratio of risk. Which of these categories has more weight (includes all other concepts): net interest, the gross rate, the load, the tariff rate? Explain why.
Task № 2. Suppose 74 people at age 31 are insured in case of death. Term contracts - 7 years, the rate of return the insurance company - 0.24, the amount of insurance compensation - 120 thousand. Rub. Determine the amount of funds to be received by the insurer of the insured, in the event of an insured event to fulfill all its obligations under this type of contract.
Task № 3. Introduce a scheme of four main organizational forms of tendencies toward monopolization and concentration of capital in the insurance business. Give examples of these organizational forms.
Task № 4. Let the contract of insurance (endowment insured up to age 50 years) were insured in 70 people age 20 to the total insurance amount of 750 000 thousand. Rub. Using the table of switching numbers, calculate the present value of financial liabilities of the insurer and the tariff rate for such insurance contract, if the load is 12%.