Insurance Tests Synergy

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Uploaded: 28.08.2019
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Synergy Tests
Insurance reserves - this ...
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funds created by insurers for hedging
self-defense cash funds
part of the stabilization fund of the Central Bank of Russia
funds intended for the restoration of real estate objects that have lost value as a result of physical depreciation
monetary form for assessing the obligations of the insurer to ensure future insurance payments under insurance, co-insurance and reinsurance contracts,
relating to insurance other than life insurance (“non-life”)

General criteria for maintenance and form on the basis of the legislation of the Russian Federation ...
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these are sub-industry classification criteria
these are species classification criteria
only classify their insurance parties, respectively, either substantive or formal
these are differences in the insurance coverage of facilities depending on the type of dangers
provide classification of all levels of insurance in the country

Personal insurance is ...
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compulsory health insurance
a special branch of insurance legally ... life, health, working ability and pension provision of the insured, the insured person,
injured by insurance claims
special industry of life insurance, health, disability, pension provision for citizens who are harmed by catastrophic accidental
sickness insurance for entrepreneurs
social insurance

The first paint system is ...
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system of indemnification of the first damage over the insurance amount
indemnification of the first damage below the insurance value
non-recoverable risk system
indemnification of any loss within the insured amount

In co-operation with the economic basis of insurance activities - this ...
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investment profit received by the insurer from the placement of insurance reserves in assets accepted to cover (cover) these reserves
insurer´s authorized capital
insurance rate, most of which through insurance premium is converted into insurance reserves
insurance premiums and insurance payments
own funds, including authorized capital of the insurer; insurance rate, most of which through insurance premium is converted into insurance
reserves and investment profit from their investment

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according to the Civil Code of the Russian Federation, it is an independent insurance industry and is declared in the Civil Code of the Russian Federation on the basis of the same
criteria as in the Law of the Russian Federation “On the organization of insurance business in the Russian Federation”
according to the Law of the Russian Federation No. 4015-1 (first edition) is an independent industry
has fundamental differences from property insurance for insurance objects
identical to personal insurance

The closed and solidarity payout will mean that ...
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that insurers are closed only to those persons who have concluded insurance contracts with them and who, according to the terms of these contracts, will receive compensation
that insurance provides the same insurance benefits to all its customers
that insurance is limited only to the national insurance market

The maximum limit of insurance in personal insurance (optional) ...
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entirely dependent on the insurer´s offer on the market
depends on the will of the insurer
agreed with the Department of Insurance Supervision of the Ministry of Finance of the Russian Federation
established by the legislation of the Russian Federation
determined by the desire of the potential insurer, its solvency and agreement with the insurer

The expected event, which is specific and likely to occur, is subject to a certain insurance risk - this is
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